Bobinski Insurance Agency Blog
If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances.
In fact, according to a 2019 study conducted by Life Happens and LIMRA, which closely follows life insurance trends, nearly 50 percent of Americans say that they have no life insurance coverage at all, even though over two-thirds of Americans recognize the need to obtain it.1
Myth: I do not need a stand-alone Cyber Liability policy, I have an endorsement to my BOP policy. Fact: Not all policies and endorsements are created equal.
Cyber Liability and Data Breach coverage endorsements provided in many BOP/Package policies or other ancillary coverage such as E&O, may not provide adequate limits or important coverage such as: Cyber Extortion, Social Engineering, Multimedia Content Liability, Funds Transfer Fraud, Digital Asset Restoration, Computer Replacement, Pollution, 1st and 3rd Party Bodily Injury/Property Damage, Business Interruption & Extra Expense, Service Fraud, PCI Fine & Penalties coverage, Crisis Management, Reputation Repair, Reputation Harm Loss, Criminal Reward, Court Attendance Costs, or coverage for alleged violations of the EU General Data Protection Regulation.
For a review of your cyber liability needs, contact the Bobinski Insurance Agency.
Welcome to our new insurance agency blog!
This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you.
We hope you'll come to view this as a top resource for keeping your family and your finances safe.
Here are a few of the topics we may be writing about: